While most couples believe that you can’t put a price on a loving child, in vitro fertilization (IVF) can be a strain on your finances and is not a guaranteed procedure. Completing a series of expensive IVF cycles and still not getting pregnant is a worst-case scenario for many couples. Here at Kofinas Fertility Group in New York, we make your baby our priority, and we are highly sensitive to the risks involved, which is why we offer a 100% refund program.
For couples who medically qualify, we offer up to three fresh IVF or fresh donor-egg cycles — and as many frozen embryo transfer cycles as needed until you have achieved a viable 14-week pregnancy — for a fixed discounted fee.
Our Insured Success Program is an alternative to traditional fee-for-service payment for IVF. Many couples do not have insurance coverage that pays for IVF. As a result, the financial implications can be overwhelming should you require more than one cycle. Couples who choose this option and conceive in their first treatment cycle will end up paying higher costs than in the fee-for-service payment option, but couples who require more than one fresh IVF cycle to conceive will save considerable money.
It is important to understand that the Kofinas Fertility Group is not guaranteeing the success of the treatment. Instead, we are offering this program as a way to limit the financial risk for couples for whom a viable 14-week pregnancy is not achieved. This program, therefore, reduces the amount of money you have “at risk” for up to three cycles and fixes the cost of treatment.
If you don’t achieve a viable 14-week pregnancy or complete all available frozen embryo transfer treatment cycles, we will give you back 100% of the program fee. It’s up to you if you want to pursue other options such as egg donation (if you did not succeed with your own eggs), embryo donation, or adoption at that point.
We include many common costs, including the egg retrieval and embryo transfer procedures, as well as laboratory procedures such as an intracytoplasmic sperm injection (ICSI), cryopreservation (freezing) and thawing of embryos.
By us sharing the risk with you that the treatments won’t work, this program reduces the amount of money you have at stake for the treatment cycles and fixes your costs. Sharing the risk demonstrates that we are proud of our IVF pregnancy success rates and have confidence in our diagnosis and treatment services.
We will screen couples for the program in exactly the same way that we diagnose couples who have infertility and/or recurrent miscarriage, including testing for diminished ovarian reserve, checking the female for anatomical problems and checking the male for sperm factors. Couples who complete the recommended evaluation and who are good candidates for IVF may be considered for the program, with final eligibility determined by our physician panel.
Candidates for the program are chosen based on the following criteria:
Acceptance into this program is at the sole and subjective discretion of the Kofinas Fertility Group. Please remember that making a determination about your participation in this financial program is not a clinical determination of your chances of success with IVF. All pre-cycle testing must have been completed no earlier than six months prior to enrollment.
All of the laboratory services at Kofinas Fertility Group that comprise up to three complete IVF cycles are included, with up to three fresh and unlimited Frozen Embryo Transfer (FET) cycles available until you achieve a viable 14-week pregnancy or all cryopreserved embryos have been used, from the start of medications to the first blood pregnancy test. This includes:
The patient is under no obligation to complete all three IVF treatment cycles. Patients can choose to withdraw from the program at any time, for any reason. In that situation, after you have used all your frozen embryos in conception attempts, we will refund the program fee minus the cost of the number of fresh IVF treatment cycles performed at the time of your withdraw – according to fee for service. Any unused balance remaining at the time of cancellation will be refunded. No balance will be due, however, if the fee for service equivalent amount for services already received is greater than that already paid into the contract.
Just as a patient has the right to withdraw from the Insured Success Program, the Kofinas Fertility Group reserves the right to withdraw a patient couple from the program. In that situation, the patient will receive the full 100% refund, and there will be no charge for services already received by the patient.
For more information about our Insured IVF Success Program, or to schedule an appointment, call 718-340-3611. You can also schedule an appointment using our easy online form.